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Terms and Conditions

The below details Terms and Conditions for the different products and services delivered by Cowen Edutainment Trading as The AI Consultant.  

  • Section 1: Overview and Acceptance of Terms

    Cowen Edutainment Ltd trading as The AI Consultant operates the AI Horizon Chat service, a service allowing you to create custom chat bots for your life or business utilising your own knowledge and AI to provide a natural language chat. 

    Cowen Edutainment Ltd is an educational and consulting company. Our service combines education with entertainment to make learning about technology enjoyable and accessible. The AI Consultant is our dedicated branch for AI education and consultancy.

    Acceptance of Terms: By signing up for the AI Horizon Chat service and ticking the checkbox, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Your use of the AI Horizon Chat service is conditional upon your acceptance of these terms.

  • Section 2: Eligibility and Service Terms

    Age Requirement: The AI Horizon Chat service is available only to individuals who are at least 18 years old. By using this service, you represent that you meet this age requirement.

    User Responsibilities: Users must not use the AI Horizon Chat service for any illegal or unauthorized purpose. In the use of the service, you must not violate any laws in your jurisdiction, including but not limited to copyright and intellectual property laws. Additionally, you must not transmit any harmful code or viruses and should refrain from any activity that may be deemed destructive or harmful.

  • Section 3: General Conditions

    Service Usage: Cowen Edutainment Ltd reserves the right to refuse service to anyone for any reason at any time. Content generated or shared by users on AI Horizon Chat (excluding credit card information, which is always encrypted) may be transferred unencrypted and may involve transmissions over various networks and changes to conform to technical requirements.

    Content Standards: Users agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the AI Horizon Chat service without our express written permission. Moreover, you must not upload, share, or disseminate any adult content, or content that is racial, sexually explicit, offensive, threatening, libelous, defamatory, or otherwise objectionable. Violation of these standards may result in immediate termination of your services.

  • Section 4: Accuracy, Completeness, and Timeliness of Information

    Cowen Edutainment Ltd, through its AI Horizon Chat service, provides information and content related to Artificial Intelligence and technology. However, we do not guarantee the absolute accuracy, completeness, or currentness of the information presented. The content is intended for general informational purposes and should not be the sole basis for decision-making. Users are encouraged to consult more accurate, complete, and timely sources of information for critical decisions. Reliance on any information provided by the AI Horizon Chat service is at the user's own risk.

  • Section 5: Modifications to the Service and Prices

    Service Access: Access to the AI Horizon Chat service is currently provided as a complimentary part of the AI Horizon paid membership plan. Members who are in good standing retain free access to the service.

    Membership Breaks and Pricing: If a member takes a break for more than one month and is not in good standing, their access to the service will be revoked. However, they may choose to pay a monthly fee of $19 to retain access to the AI Horizon Chat service.

    Price Changes: Cowen Edutainment Ltd reserves the right to modify the pricing structure at any time. Members will be notified of any such changes and will have the option to continue or discontinue their use of the service based on the new pricing terms.  There is no intention to charge for AI Horizon paid members so this is really for members who pay for the service separately. 

  • Section 6: Billing and Account Information

    Cowen Edutainment Ltd allows AI Horizon group members to access the AI Horizon Chat service for free as part of their paid membership. It is important for members to maintain accurate and current account information, especially their email address, to ensure uninterrupted access to the service.

    For those who choose to discontinue their AI Horizon Membership but wish to retain access to the AI Horizon Chat service, standard billing practices will apply. Such members will be required to provide and maintain current, complete, and accurate payment information. This includes prompt updates to account details, especially for changes in email addresses, to facilitate seamless service and communication

  • Section 7: Optional Tools

    In the AI Horizon Chat service, members may have access to various third-party tools and integrations. While we facilitate access to these tools, they are often subject to additional purchases and are not included in the AI Horizon membership or AI Horizon Chat subscription. We offer no direct support for these third-party tools, and any issues or inquiries should be directed to the respective third-party providers. The use of these tools is entirely at the members' discretion and risk, and we bear no responsibility for the functionality or compatibility of these tools with our service.

  • Section 8: Third-Party Links

    Our AI Horizon Chat service may include or offer third-party links, including content, products, and services. While these links are provided for convenience, Cowen Edutainment Ltd is not responsible for the content or accuracy of these third-party sites. We do not endorse, nor are we liable for any harm or damages related to the purchase or use of goods, services, or resources available through these third-party links. Members are advised to carefully review the policies and practices of these third-party sites before engaging in any transactions or use.


  • Section 9: User Comments, Feedback, and Submissions

    Cowen Edutainment Ltd encourages users of the AI Horizon Chat service to share their thoughts, feedback, and creative ideas. By submitting such content, you grant us the unrestricted right to use, reproduce, modify, and distribute these contributions in any medium. While we appreciate user submissions, we are not obligated to maintain them in confidence, pay for them, or respond to them. We reserve the right to monitor and remove content that we deem inappropriate or offensive. Users should ensure their comments are respectful and do not infringe on any third-party rights.


  • Section 10: Personal Information

    The submission of personal information through the AI Horizon Chat service is governed by Cowen Edutainment Ltd's Privacy Policy. Users are encouraged to review this policy to understand how their personal information is collected, used, and protected.

  • Section 11: Errors, Inaccuracies, and Omissions

    Occasionally, the AI Horizon Chat service may contain typographical errors, inaccuracies, or omissions, particularly in relation to service descriptions, pricing, or availability. We reserve the right to correct any such errors, inaccuracies, or omissions, and to change or update information at any time without prior notice. It's important to note that we undertake no obligation to update, amend, or clarify information in the service unless required by law.


  • Section 12: Prohibited Uses

    Users of the AI Horizon Chat service are prohibited from engaging in any unlawful activities or using the service for any purpose that is illegal or unauthorized. This includes violating any intellectual property rights, spreading malicious software, and engaging in discriminatory, offensive, or harmful behavior. Any attempt to interfere with the service's operation or to mislead Cowen Edutainment Ltd or other users through false information is strictly prohibited. Violation of these prohibitions may result in immediate termination of access to the service.

  • Section 13: Disclaimer of Warranties; Limitation of Liability

    Cowen Edutainment Ltd does not guarantee that the AI Horizon Chat service will be uninterrupted, timely, secure, or error-free. The results obtained from the use of the service may not always be reliable. You acknowledge that we may remove the service for indefinite periods or cancel it at any time, without notice. Your use of the AI Horizon Chat service is solely at your own risk. The service is provided 'as is' and 'as available' without any representation, warranties, or conditions of any kind, either express or implied.

  • Section 14: Indemnification

    You agree to indemnify and hold Cowen Edutainment Ltd and its affiliates, partners, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms and Conditions, or your violation of any law or the rights of a third party in connection with your use of the AI Horizon Chat service.

  • Section 15: Severability

    If any provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law. The unenforceable portion shall be deemed severed from these Terms and Conditions, and such determination shall not affect the validity and enforceability of any other remaining provisions.


  • Section 16: Termination

    This agreement is effective until terminated by either the user or Cowen Edutainment Ltd. Users may terminate the agreement at any time by informing us of their decision to cease using the AI Horizon Chat service. For AI Horizon members, if they discontinue their paid membership and do not rejoin within one month, their access to the AI Horizon Chat service will be automatically terminated, unless they opt to maintain access by paying the separate monthly fee. Cowen Edutainment Ltd may also terminate this agreement without notice for non-compliance with the terms. All responsibilities incurred before termination will remain in effect post-termination.

  • Section 17: Entire Agreement

    The Terms and Conditions outlined here, including any additional policies or rules posted on our website, make up the entire agreement between you, the user, and Cowen Edutainment Ltd regarding the AI Horizon Chat service. By using our service, you're agreeing to these terms. Any failure on our part to enforce a right or provision under these terms does not waive that right or provision. These terms govern your use of the AI Horizon Chat service and supersede any previous agreements or understandings, whether verbal or written, between you and us.


  • Section 18: Governing Law

    The Terms and Conditions for the AI Horizon Chat service, provided by Cowen Edutainment Ltd, are governed by and construed in accordance with the laws of the jurisdiction in which Cowen Edutainment Ltd is registered (United Kingdom). Any disputes or legal issues arising from or related to the use of the service will be addressed under these laws.

  • Section 19: Changes to Terms of Service

    We may update or change these Terms and Conditions at our discretion. It is the user's responsibility to review these terms periodically for any changes. Continued use of the AI Horizon Chat service after changes have been made will constitute acceptance of those changes.


  • Section 20: Contact Information

    For any questions or inquiries regarding these Terms and Conditions, users can contact Cowen Edutainment Ltd through the following email address: [email protected] We welcome feedback, suggestions, and concerns related to our AI Horizon Chat service.